Terms and Conditions

WSE staff are not certified traders nor are we certified financial planners. 

We all chose this endeavor, probably much like yourself, so that we could take our destiny into our own hands and aspire to a future of independence and satisfaction. We offer NO warranty what so ever. Execution techniques differ from trader to trader. There is no way for us to predict any outcome of your trading.

TERMS AND CONDITIONS OF USE

Effective Date: December 23, 2024

Introduction

Wall Street Education, Inc. was created on December 23, 2024, to better describe the key function and goal of the company, replacing the d/b/a name Wealth Builders Institute, which has been in operation since October 2017, having taught thousands of students. WBI Inc. d/b/a Wealth Builders Institute is also included under these Terms and Conditions. Our primary focus remains the education of our students, providing the guidance and coaching needed to help them develop confidence in stock options trading using Todd Rampe’s method.

By using any of our services (including just browsing our websites at wallstreeteducation.com, triplesynclogic.com, and wealthbuildersinstitute.com collectively referred to as the “Site”), you agree to the following Terms and Conditions. If you do not agree with these Terms and Conditions, you may not use our services.

These Terms and Conditions of Service and Use of the Site (the “Terms and Conditions”) are hereby made effective as of the date set forth above by the Company (“the Company,” “we,” “us,” or “our”). By accessing or using the Site, and without waiving or otherwise releasing any right or obligation under any prior terms and conditions, you accept these Terms and Conditions in their entirety.

The Site, and all related content, materials, and services (collectively, the “Site”), is an online resource related to stock and options trading that provides customers and members with interactive forums, trading, investment, and research tools, simulators, and educational classes and materials for use in connection with trading activities. “Securities” as used herein includes, but is not limited to, money, securities, commodities, and other investments of every kind and nature, plus all contracts and options relating thereto, whether for present or future delivery.

In consideration of each customer’s (each, “customer” or “you”) use of the Site, we require every customer to act with integrity, adhere to these Terms and Conditions, and abide by all rules, regulations, and policies adopted by the Company.

By clicking “I AGREE” and/or using or accessing the Site, you acknowledge that you have received, read, and understood these Terms and Conditions as well as our Privacy Policy. If you are unwilling to be bound by these Terms and Conditions, do not click “I AGREE” or use or access the Site. You understand, acknowledge, and agree that clicking “I AGREE” is the legal equivalent of manually signing these Terms and Conditions, and that you will be legally bound by them.

1. General Terms

1.1 Ownership; Limited License

By becoming a customer of the Company and using the Site, the Company grants you a limited, revocable license to use the Site, including its content, materials, and services, solely for your personal, non-commercial use and for the purposes set forth on the Site, subject to these Terms and Conditions and any other rules, regulations, and policies imposed or adopted by the Company. This limited license is freely revocable and terminable by the Company at any time, without cause and in our sole discretion. Upon revocation or termination of this license, you shall destroy any materials (electronic or otherwise) related to the Site in your possession or control, and the Company may deny you further access to the Site.

1.2 Consent to Use of Audio, Video, and Photography

The Company may host in-person events from time to time. These events may be recorded or photographed for marketing or educational purposes. By attending such events, you agree to allow the Company to utilize any audio, video, or photographs in which you may appear.

1.3 Violation; Termination of Account

We reserve the right to investigate any violation of these Terms and Conditions or any other policy of the Company or the Site, as well as any violation of state, federal, or local law, rule, or regulation. We may notify, involve, and cooperate with law enforcement authorities in prosecuting users who violate these Terms and Conditions or applicable laws. We may remove or delete any content, materials, or information you post and may terminate your membership, subscription, or account (collectively, your “account”) if you violate these Terms and Conditions or post, submit, or disseminate content we find objectionable.

If you breach these Terms and Conditions, we may, in our sole discretion, cancel, suspend, or terminate your account. We may also refuse to permit any further use of the Site or services at any time.

2. Purchases and Refunds

2.1 Products and Payment

The Site may offer individual products for sale, as well as subscription-, membership-, or other periodic fee-based services. To purchase products or services, a valid credit card is required. By providing payment information, you consent to our storing (or a third party storing on our behalf) such information for billing purposes.

When you purchase an individual product, you receive a streaming or digital version of it; no physical copies will be shipped. If you subscribe to membership or other periodic fee-based services, your initial payment is charged immediately, and subsequent charges will be automatically billed for each renewal period unless you cancel in accordance with these Terms and Conditions.

2.2 No Refunds

All payments made to the Company are non-refundable. We do not offer and are not required to provide any refunds or credits for any reason, including dissatisfaction or your failure to cancel an account or service prior to its renewal. You are responsible for any applicable taxes, levies, or duties arising from your purchases or use of the Site.

3. Modifications to the Site and Pricing

We reserve the right to modify the Site and its content, materials, services, fees, or pricing at any time without notice. Any new features that enhance or augment the current Site are subject to these Terms and Conditions and may result in a price increase at our discretion. We are not liable to you or any third party for any modifications, price changes, suspensions, or discontinuances of the Site.

4. Cancellations

You may cancel your account or service at any time, but no refunds will be issued for early cancellation. It is solely your responsibility to ensure proper cancellation. Cancellation must be requested either via the “Subscriptions” tab in your Member Dashboard or by sending an email to [email protected] (or the applicable support email specified by the Company). Telephone, facsimile, or other forms of cancellation requests will not be honored.

Once canceled, your account is deactivated, and you will lose access to the Site, including all related data or content. We may retain your account data in our archives or backups in accordance with our Privacy Policy, but it will not be available for your retrieval.

5. General Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis, with no warranties whatsoever. The Company disclaims, to the fullest extent permitted by law, all express, implied, and statutory warranties, including, without limitation, warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  1. The Site will meet your specific requirements.
  2. The Site will be uninterrupted, timely, secure, or error-free.
  3. Any results obtained from the use of the Site will be valid, accurate, or reliable.
  4. The quality of any products, services, information, or other material purchased or obtained by you through the Site will meet your expectations.
  5. Any errors in the Site will be corrected.

You understand and agree that your use of the Site, including any content, services, or materials, is at your own discretion and risk. You are solely responsible for any damage or loss arising out of your use of the Site.

6. Disclaimers

6.1 Your Responsibility

The Company is not registered as an investment adviser with the U.S. Securities and Exchange Commission. We rely on the “publisher’s exclusion” from the definition of “investment adviser” under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state laws. Any content or information on the Site or in our products is impersonal and not tailored to individual investment needs. It is provided solely for informational and educational purposes.

You remain solely responsible for all decisions regarding the purchase or sale of securities or any investment strategies. We do not provide legal, tax, estate planning, or accounting advice, nor do we recommend the suitability or profitability of any specific investment. Our employees are not authorized to give such advice. We recommend consulting licensed professionals for any such needs.

6.2 Research and Educational Purposes Only

All data, content, and information provided by the Company, whether through the Site or other materials, is for research, informational, and educational purposes only and is not personalized to the investment needs of any individual.

6.3 Data, Content, and Information

No data, content, or information we provide is intended to be advice or a recommendation to buy or sell any security or adopt any investment strategy. We do not guarantee the accuracy, completeness, or usefulness of any information or materials you access. Any reliance you place on such information is at your own risk. Always conduct your own due diligence and consult a qualified professional before making investment decisions.

6.4 Forums and Chatrooms

Any forums, chatrooms, or similar platforms on the Site may include content from customers or members. Such content does not constitute advice or a recommendation by the Company. We do not endorse or take responsibility for any content posted by third parties. While we reserve the right to remove or edit such content, we are not obligated to do so. You use the forums at your own risk.

Moderators may discuss hypothetical or real trades for informational and educational purposes only; these do not constitute recommendations. You should independently evaluate any content or commentary you encounter in the forums or chatrooms.

6.5 Investments and Results

Trading securities, futures, or commodities involves a high degree of risk and may result in substantial or complete loss. Past performance is not necessarily indicative of future results. We make no representation or guarantee about future outcomes or returns.

Commodity Futures Trading Commission Rule 4.41

Hypothetical performance results have inherent limitations, such as being prepared with the benefit of hindsight. They do not reflect financial risk or the impact of adverse market factors. Actual trading results may differ significantly.

6.6 Testimonials Disclaimer

In accordance with 16 CFR Part 255 and FTC guidelines:

  • Endorsements or testimonials from customers or members reflect individual experiences and results, which vary widely.
  • They are not necessarily typical of what you may experience.
  • They are given verbatim except for corrections of grammar or length.
  • No person was paid or otherwise compensated for their testimonial.

6.7 Third-Party Websites

The Site may contain links to third-party websites. We do not control and are not responsible for the content or privacy practices of these sites. Links do not imply endorsement or affiliation. Use these links at your own risk, and review the terms and conditions and privacy policies of any third-party site you visit.

7. Limitations of Liability

To the fullest extent permitted by law, neither the Company nor its directors, officers, shareholders, employees, agents, or affiliates will be liable to you for:

  1. Any consequential, incidental, punitive, special, or indirect damages of any kind, including lost profits or business, arising out of your use of the Site or the Company’s products or services.
  2. Any direct damages in excess of the greater of three times the most recent monthly fee you paid for the Site (if any) or $250.

These limitations apply even if we have been advised of the possibility of such damages. The above limitations do not apply to damages intentionally caused by us in violation of the law or any other liability that cannot be disclaimed under applicable law.

8. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, shareholders, employees, agents, and affiliates from any and all claims, damages, losses, liabilities, costs, and expenses (including attorneys’ fees) arising out of or related to:

  1. Your breach of any representation or warranty in these Terms and Conditions.
  2. Your violation or failure to comply with these Terms and Conditions.
  3. Your use of the Site or the Company’s products or services.
  4. Any activity related to your account.

9. Privacy and Personal Information

Any information you provide or that we collect through your use of the Site is subject to our Privacy Policy. By using the Site, you consent to our collection, storage, and use of your information as described in our Privacy Policy.

10. Modifications

We may revise these Terms and Conditions at any time without notice. By using the Site, you agree to be bound by the current version of these Terms and Conditions, and your continued use reaffirms that agreement. It is your responsibility to review these Terms and Conditions periodically.

We may also make changes to the Site or our services at any time without notice. We make no commitment to update or maintain the Site.

11. Governing Law and Dispute Resolution

These Terms and Conditions and any claim arising from or related to the Site or the Company shall be governed by the laws of the State of Nevada, without regard to conflict-of-law principles. All disputes shall be exclusively resolved by a state or federal court located in Washoe County, Nevada, unless the Company chooses an alternative location. You consent to personal jurisdiction in those courts for such purposes. Notwithstanding the above, the Company may seek injunctive or equitable relief in any court of competent jurisdiction.

If a dispute arises between you and the Company, it shall be resolved by individual (not class-wide or collective) binding arbitration, except as otherwise prohibited by law or set forth herein.

12. Severability

If any provision of these Terms and Conditions is found by a court or arbitrator to be invalid or unenforceable, that provision shall be modified to the least extent necessary to make it enforceable. If no such modification is possible, the invalid provision will be severed, and the remaining provisions will remain in full force and effect.

13. Entire Agreement

These Terms and Conditions, along with our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Site and supersede all prior agreements or understandings.

14. Waivers

Our failure to enforce any right or provision in these Terms and Conditions does not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing.

15. Questions

If you do not agree with any term or provision of these Terms and Conditions, please exit the Site immediately. Your continued use of the Site, its products, or its information shall indicate your consent to these Terms and Conditions.

Download the NFA Disclosure Statement for Futures Trading

INSTRUCTIONAL MATERIALS: The coaches, instructors, staff, guest speakers and promotional materials used in the classes, marketing or other materials and or elsewhere on this site, are subject to change, amendment and modification at any time. We continually strive to give you the best possible information at that time, and as such, staff and materials may change based on current market data, trends, practices and cycles.

PHONE COMPLIANCE: Your contact info, including your phone number, will not be shared with 3rd parties. By entering your phone number or email, you consent to be offered to receive only our brief optional Stock Options Trading content via text message or email. Message and data rates may apply. Reply ‘stop’ to opt out.