Terms and Conditions

Terms and Conditions of www.WealthBuildersInstitute.com

By using any of our services (even just browsing our website), you agree to the following Terms and Conditions. If you do not agree with these Terms, you may not use our services.

These Terms and Conditions of Service and Use of www.WealthBuildersInstitute.com (the “Terms and Conditions”) are hereby made effective as of 6.6.24 and last updated 6.6.24 by Wealth Builders Institute (“Wealth Builders Institute” or “we” or “us” or “our”), and, without waiving or otherwise releasing any right or obligation under any prior terms and conditions of the use of www.WealthBuildersInstitute.com, hereby amend and restate any such prior terms and conditions.

www.WealthBuildersInstitute.com, and all related content, materials, and services (collectively, the “Site”) is an online resource related to stock trading and options trading that provides customers and members with interactive forums, trading, investment, and research tools, simulators, and educational classes, materials, and resources for use by customers and members in connection with their trading activities. “Securities” as used herein, and for the purposes of these Terms and Conditions, shall include but not be limited to, money, securities, commodities, and other investments of every kind and nature, and all contracts and options relating thereto, whether for present or future delivery.

In consideration of each member or customer’s (each, a “customer” or “you”) access to and use of the Site, we require every member and customer to act with integrity, adhere to our rules for the Site, and abide by these Terms and Conditions and each other rule, regulation, or other policy of Wealth Builders Institute.

You agree to read these Terms and Conditions carefully and retain them for future reference. You understand, acknowledge, and agree that these Terms and Conditions govern all aspects of your use of the Site and the products and services of Wealth Builders Institute. By clicking “I AGREE” and/or using or accessing the Site, you acknowledge that you have received, read, and understood these Terms and Conditions and the Privacy Policy of Wealth Builders Institute. If you are unwilling to be bound by these Terms and Conditions, you will not click “I AGREE” and/or use or access the Site. YOU UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT CLICKING “I AGREE” IS THE LEGAL EQUIVALENT OF YOU MANUALLY SIGNING THESE TERMS AND CONDITIONS, AND THAT YOU WILL BE LEGALLY BOUND BY THESE TERMS AND CONDITIONS.

General Terms

Ownership; Limited License

By becoming a customer of Wealth Builders Institute and using the Site, Wealth Builders Institute hereby grants you a limited, revocable license to use the Site, and its content, materials, and services, solely for your personal use and for the purposes set forth on the Site, subject to these Terms and Conditions and all other rules, regulations, and policies imposed or adopted by Wealth Builders Institute, which may be amended by Wealth Builders Institute at any time in its sole discretion and without notice. This limited revocable license is freely revocable and terminable by Wealth Builders Institute at any time, without cause and in the sole discretion of Wealth Builders Institute. Upon revocation or termination of this limited revocable license, you shall destroy any materials (electronic or otherwise) related to the Site that remain in your possession or control and acknowledge that after such revocation or termination, Wealth Builders Institute may deny your access to the Site and any other Wealth Builders Institute content, materials, or services in its sole discretion. Any personal information of a user whose limited revocable license is revoked or terminated by Wealth Builders Institute will be preserved or disposed of in accordance with the terms of the Privacy Policy of Wealth Builders Institute. Any information you submit to Wealth Builders Institute is at your own risk of loss, and Wealth Builders Institute assumes no liability or responsibility therefor.

Consent to Utilize Audio, Video, and Photography from Live Events

Wealth Builders Institute may host in-person events from time to time. These events may be recorded and photographed for marketing and/or the production of educational content. By attending Wealth Builders Institute events, you agree to allow Wealth Builders Institute to utilize audio, video, and photographs that you may appear in.

Violation; Termination of Account

Wealth Builders Institute reserves the right to investigate violations of any of these Terms and Conditions or any other policies of Wealth Builders Institute or the Site, or any other violations of any state, federal, or local law, rule, or regulation, and to pursue any remedy available to Wealth Builders Institute whether at law, in equity, or otherwise. You hereby acknowledge and agree that Wealth Builders Institute may notify, involve, and cooperate with law enforcement authorities in investigating and prosecuting users who violate these Terms and Conditions or any other policies of Wealth Builders Institute or the Site, and any other violations of any state, federal, or local laws, rules, or regulations. Wealth Builders Institute may, in its sole discretion, remove or delete any entries, information, materials, or other content, and terminate the subscription, membership, or account (collectively, your “account”) of any user that violates these Terms and Conditions or otherwise posts, submits, or disseminates content that Wealth Builders Institute finds, in its sole discretion, to be objectionable.

Wealth Builders Institute may, in its sole discretion, cancel, suspend, or terminate your account if you breach these Terms and Conditions. Wealth Builders Institute may refuse, in its sole discretion, to permit any use of the Site and may refuse to permit any person to access or use the Site or your account for any reason at any time.

Purchases and Refunds

Through the Site, Wealth Builders Institute offers both individual products for sale and subscription, membership, or other periodic fee-based services. For individual products purchased through the Site, a valid credit card will be required to complete the purchase and the amount of the purchase will be charged to the credit card concurrently with the completion of the purchase on the Site. When you purchase an individual product, you will receive a streaming or digital version; no physical copies of products or other materials will be shipped or provided to you.

When purchasing subscription, membership, or other periodic fee-based services on the Site, a valid credit card will be required for billing purposes. You hereby consent to, acknowledge, and allow Wealth Builders Institute to store (or cause a third party to store on behalf of Wealth Builders Institute) such payment information and agree to the following policies and procedures for payment of subscription, membership, or other periodic fees related to the Site.

Immediately upon signing up for an account or other periodic fee-based services on the Site, the fees associated with the first period or term of your selected account or service (monthly, quarterly, annual, as applicable) will be charged to such credit card. Within ten (10) business days prior to the expiration of the initially selected period or term, and each subsequent such period or term until your account or other periodic service is canceled in accordance with these Terms and Conditions, the fees associated with your selected account or service for the following applicable period or term will be automatically renewed, and an amount for your renewed account or service will be billed and charged to such credit card by Wealth Builders Institute in accordance with the Site’s then-current pricing schedule. If the credit card associated with your account or service should expire, terminate, or any payment is otherwise rejected by the issuing company, Wealth Builders Institute may immediately terminate your account or service. It is solely your responsibility to ensure (1) that valid credit card information remains on file for your account or service and the automatic renewal thereof, and (2) that a valid email address remains on file for your account or service for any communications from Wealth Builders Institute related thereto.

All payments made to Wealth Builders Institute in connection with any product purchased or account or service, and any renewal thereof, are non-refundable; and Wealth Builders Institute does not offer, and is not required to provide, any refunds or credits for any reason, including, without limitation, satisfaction or your failure to cancel your account or service prior to its automatic renewal. There is no circumstance in which you will be entitled to, or Wealth Builders Institute is required to provide, a refund or credit for any reason, including, without limitation, satisfaction or your failure to cancel your account or service prior to its automatic renewal.

All fees charged by Wealth Builders Institute in connection with any product purchased or account or service of the Site are exclusive of any taxes, levies, or duties imposed by any taxing authority, and you shall be, and hereby are, responsible for the payment of all such taxes, levies, or duties arising from your purchase of products or use of the Site.

Modifications to the Site and Pricing

Wealth Builders Institute reserves the right to, and you acknowledge and agree that Wealth Builders Institute may, modify the Site, including without limitation the content, materials, and services offered thereby, and the fees, costs, and pricing associated with the Site at any time and without notice. Without limiting the generality of the foregoing, Wealth Builders Institute reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site (or any part or portion thereof) without notice. Any new features that augment or enhance the then-current version of the Site, including the release of new tools and resources, shall be subject to these Terms and Conditions and may result, in Wealth Builders Institute’s sole discretion, in a price increase. Wealth Builders Institute shall not be liable to you, or to any third party, for any damages, costs, expenses, or other liabilities related to any modification, price change, suspension, or discontinuance of the Site.

Without limiting the foregoing, Wealth Builders Institute may use banner notices or similar devices to alert you to certain modifications to the Site or the pricing associated therewith. Alternatively, notice may consist of an email from Wealth Builders Institute or the Site to an email address associated with your account or service, even if we have other contact information. You also agree that Wealth Builders Institute may communicate with you through any available means including email, mobile number, telephone, or delivery services, including the postal service, about your account or service or any products or services associated with the Site. You acknowledge and agree that we shall have no liability associated with or arising from your failure to maintain accurate contact or other information, including, but not limited to, your failure to receive critical information about the Site or pricing.

Cancellations

Your account or service may be canceled, subject to the terms hereof, at any time; provided that, as set forth above, no refunds will be issued if your account or other periodic fee-based service is canceled prior to the end of the applicable period or term.

When you cancel, you are solely responsible for properly canceling your account or service. Your account or service may be canceled at any time by (i) clicking here or by clicking on the “Subscriptions” tab on the Member Dashboard, which is accessed, among other means, by the “Dashboard” tab at the top of the home page of the Site, and by following the onscreen prompts, or (ii) by requesting such cancellation in writing by email to [email protected], which cancellation request must receive a confirmation of receipt from Wealth Builders Institute and which cancellation will be processed by Wealth Builders Institute in accordance with its timelines and procedures for email cancellations. Cancellation requests by telephone, facsimile, or other means of communication cannot, and will not, be accepted, honored, or effective. The cancellation of your account or service will immediately result in the deactivation and deletion of your account or service, the denial of access to the Site, and the forfeiture and relinquishment of all content and information within or related to your account or service. No data, content, or information can be recovered once your account or service is canceled, and you assume all responsibility for preserving any data, content, or information on your account or service prior to its cancellation. Wealth Builders Institute may retain data, content, or information from your account after cancellation in backup and/or archival copies of the Site and related databases, but such copies, if any, will not be available to you.

General Disclaimer of Warranties

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH NO WARRANTIES WHATSOEVER.

WEALTH BUILDERS INSTITUTE DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. WITHOUT LIMITING THE FOREGOING, WEALTH BUILDERS INSTITUTE DISCLAIMS ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, AVAILABILITY, SERVICE LEVELS, TIMELINESS, AND PERFORMANCE OF THE SITE; WEALTH BUILDERS INSTITUTE DISCLAIMS ALL LIABILITY FOR ANY CLAIMS, DAMAGES, LOSSES, COSTS, OR EXPENSES (INCLUDING ATTORNEY’S FEES) RELATED TO THE FOLLOWING, AND DOES NOT WARRANT THAT (I) THE SITE WILL MEET YOUR SPECIFIC REQUIREMENTS, (II) THE SITE WILL BE UNINTERRUPTED, TIMELY, AVAILABLE, SECURE, OR ERROR-FREE, (III) THAT ANY RESULTS MAY BE OBTAINED FROM YOUR USE OF THE SITE, OR THAT ANY DATA, CONTENT, OR INFORMATION ON THE SITE IS, OR WILL BE, VALID, ACCURATE, TIMELY, ADEQUATE, COMPLETE, LEGAL, OR OTHERWISE RELIABLE, (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, OR (V) ANY ERRORS IN THE SITE WILL BE CORRECTED.

WEALTH BUILDERS INSTITUTE DISCLAIMS ANY WARRANTIES FOR ANY INFORMATION, CONTENT, OR ADVICE OBTAINED THROUGH THE SITE; AND, WEALTH BUILDERS INSTITUTE DISCLAIMS ANY WARRANTIES FOR SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS PROVIDED BY THE SITE.

YOU UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT YOUR USE OF THE SITE, AND ANY CONTENT, SERVICES, OR OTHER INFORMATION OR MATERIALS RELATED THERETO, IS SOLELY AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY LIABILITY, CLAIM, DAMAGES, LOSS, COST, OR EXPENSE, THAT RESULTS FROM OR ARISES FROM YOUR USE OF THE SITE, OR ANY CONTENT, SERVICES, OR OTHER INFORMATION OR MATERIALS RELATED THERETO. YOU HEREBY EXPRESSLY DISCLAIM AND RELEASE AND WAIVE ANY LIABILITY, CLAIM, DAMAGES, LOSS, COST, OR EXPENSE, RELATED TO OR ARISING FROM THE WARRANTIES DISCLAIMED BY WEALTH BUILDERS INSTITUTE HEREBY.

Disclaimers

WEALTH BUILDERS INSTITUTE EXPRESSLY DISCLAIMS AND DISCLOSES AS FOLLOWS, AND YOU HEREBY CONFIRM THAT YOU UNDERSTAND, ACKNOWLEDGE, AND AGREE AS FOLLOWS, AND EXPRESSLY DISCLAIM, RELEASE, AND WAIVE ANY LIABILITY, CLAIM, DAMAGES, LOSS, COST, OR EXPENSE, INCONSISTENT WITH, RELATED TO, OR ARISING FROM THE FOLLOWING:

Your Responsibility

Wealth Builders Institute is not registered as an investment adviser with the U.S. Securities and Exchange Commission. Rather, Wealth Builders Institute relies upon the “publisher’s exclusion” from the definition of “investment adviser” as provided under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state laws. As such, Wealth Builders Institute does not offer or provide personalized investment advice. To the extent any of the content, material, information, and/or any other kind of informational offering published, broadcast, or otherwise stated on this, and/or associated websites, may be deemed to be “investment advice”, such information is impersonal and not tailored to the investment needs of any specific person. The information contained within this, and/or, associated websites, is provided for informational and educational purposes only. The information should not be construed as investment or trading advice and is not meant to be a solicitation or recommendation to buy, sell, or hold any positions in any indices or financial markets mentioned. The content and information provided by Wealth Builders Institute, the Site, and the other products and services of Wealth Builders Institute, are solely incidental to the business and activities of Wealth Builders Institute in providing educational services.

You remain solely responsible for all decisions regarding your purchase and sale of securities, the suitability, profitability, or appropriateness for you of any security, investment, financial product, investment strategy, or other matter, and all other matters related to your investments and investment strategies. Wealth Builders Institute does not and will not provide you with any legal, tax, estate planning, or accounting advice, or any advice regarding the suitability, profitability, or appropriateness for you of any security, investment, financial product, investment strategy, or other matter. You understand, acknowledge, and agree that Wealth Builders Institute employees are not authorized to give any such advice, and you will neither solicit nor rely on any investment advice from any Wealth Builders Institute employee. Wealth Builders Institute recommends that persons desiring to trade or invest in securities do so cautiously and only in consultation with their professional, licensed, and qualified financial, legal, tax, estate planning, and accounting advisors.

No data, content, or information provided by Wealth Builders Institute, the Site, or the other products and services of Wealth Builders Institute, is intended, and shall not constitute or be construed as, advice or any recommendation to buy or sell securities, nor any offer, or solicitation of an offer, to buy or sell securities, nor an attempt to influence the purchase or sale of any security. Wealth Builders Institute is not registered as an investment adviser either with the U.S. Securities and Exchange Commission, any other federal or national governmental or regulatory authority, or any state securities governmental or regulatory authority, and the business and activities of Wealth Builders Institute do not require any such registration.

Research, Informational and Educational Purposes Only

All data, content, and information within Wealth Builders Institute’s educational materials are impersonal and not tailored to the investment needs of any specific person. Such data, content, and information are provided for research, informational, and educational purposes only.

Data, Content, and Information

No data, content, or information provided by Wealth Builders Institute, the Site, or the other products and services of Wealth Builders Institute, is intended, and shall not constitute or be construed as, advice or any recommendation to buy, sell, or hold a particular security or pursue any particular investment strategy.

Wealth Builders Institute neither assumes responsibility for, nor guarantees the accuracy, currency, completeness, or usefulness of information, commentary, recommendations, advice, investment ideas, or other materials that may be accessed by you through the Site or the other products or services of Wealth Builders Institute. This includes, without limitation, any forum, chatroom, or other online conference, telecast, or posting through Wealth Builders Institute. If you choose to rely on such information, you do so solely at your own risk. The research, analysis, news, or other information made available through the Site or the other products or services of Wealth Builders Institute is not investment advice and is in no way tailored to reflect any personal financial circumstances or investment objectives and the securities and investment strategies discussed may not be suitable for you. Any determination to purchase or sell securities or otherwise invest in securities must be made solely by you after your independent investigation and evaluation thereof based on your personal financials and other circumstances and without any reliance on the data, content, or information provided by Wealth Builders Institute, the Site, or the other products and services of Wealth Builders Institute.

Wealth Builders Institute cannot, and does not, independently verify, assess, or guarantee the validity, adequacy, timeliness, accuracy, or completeness of any data, content, or information, the suitability or profitability of any particular security or investment, or the potential value of any security, investment, or informational source. You bear sole responsibility for your own investment research and decisions, and should seek the advice of a professional, licensed, and qualified securities professional before purchasing or selling any security or making any investment.

The forum and chatrooms on the Site are comprised of customers and members (including, without limitation, moderators who are in the employ of Wealth Builders Institute) posting content and information. All such information and content is for informational purposes only and does not constitute advice or a recommendation by Wealth Builders Institute to enter into any securities transactions or engage in any of the financial strategies reflected on or suggested in forum and chatrooms (whether such data, content, or information is posted by Wealth Builders Institute or otherwise). Customers and members may write about securities in which they have a financial or other interest, and performance data reflecting other customer’s or member’s holdings may include information about securities not held by Wealth Builders Institute or its directors, officers, shareholders, employees, agents, or affiliates. As such, Wealth Builders Institute is not responsible for the accuracy of data, content, or information or any performance data in any forum or chatroom; and the accuracy of data, content, or information or any performance data are not guaranteed, may not be current, and should not be relied upon. Nothing in any forum or chatroom is intended as, nor should you rely on it as, investment advice provided by Wealth Builders Institute or its directors, officers, shareholders, employees, agents, or affiliates.

Wealth Builders Institute does not control, and does not endorse, any data, content, or information posted on the forum or chatroom on the Site. Your participation therein is at your own risk, and Wealth Builders Institute expressly disclaims responsibility for any such data, content, or information. Wealth Builders Institute has the right (but not the obligation) to review and take down any data, content, or information. By accessing the forum or chatroom on the Site, you may be exposed to material that you deem to be offensive, indecent, obscene, or otherwise objectionable. Under no circumstances will you hold Wealth Builders Institute, or its directors, officers, shareholders, employees, agents, or affiliates, liable for any such content displayed or made available through the Site, or for any loss or damage of any kind incurred as a result of your use of the forum or chatroom on the Site.

Without limiting the generality of the foregoing, chat room moderators may call out or post both real and hypothetical trades and real and simulated or hypothetical returns for informational and educational purposes only. Moderator commentary is opinion and ideas only and does not constitute any recommendation whatsoever, and you should not rely on such opinions and ideas which may not be complete or accurate. Each of Wealth Builders Institute’s services, products, and site are available for informational and educational purposes only. None of the information contained on the site (which includes, without limitation, our alerts service and chat room) constitutes, or is intended to constitute, a recommendation by us of any particular security or trading strategy or a determination by us that any security or trading strategy is suitable for any specific person. We are publishers and educators only.

Investments and Results

The purchase and sale of securities, futures, or commodities involve a high degree of risk and are speculative in nature. The purchase and sale of securities should only be conducted by persons who understand and accept the risks involved therewith and who have independently reviewed and determined their acceptance and suitability of these risks and the financial and tax consequences thereof. Only persons who are able to bear the risk of substantial or complete loss of funds should engage in the purchase and sale of securities, futures, or commodities.

Wealth Builders Institute, and the content and information contained on the Site, and in other products and services of Wealth Builders Institute, do not indicate or guarantee any predictable, general, specific, or other results. The purchase and sale of securities, and any other investment activity, involves a high degree of risk, and several factors could materially and adversely affect the results and lead to a substantial or complete loss of an investment.

As more fully set forth herein, Wealth Builders Institute, and its directors, officers, shareholders, employees, agents, and affiliates, make no representation, warranty, or guarantee as to the validity, adequacy, timeliness, accuracy, reliability, or completeness of any data, content, or information. You should independently analyze, review, and confirm any such data, content, or information.

Wealth Builders Institute may express or utilize testimonials or descriptions of past performance, but such items are not indicative of future results or performance, or any representation, warranty, or guarantee that any result will be obtained by you. Your results may differ materially from those expressed or utilized by Wealth Builders Institute due to several factors.

COMMODITY FUTURES TRADING COMMISSION RULE 4.41: Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown; in fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

Testimonials Disclaimer

In accordance with 16 CFR Part 255 and Federal Trade Commission Guidelines concerning the use of endorsements and testimonials in marketing and advertising, please be aware of the following:

Endorsements, testimonials, or descriptions of past performance from other customers or members are based upon their individual experiences and results with the Site, and the products and services of Wealth Builders Institute. These results and performances are not typical, and you should not expect to achieve the same or similar results or performance, and your results and performance are likely to vary or differ materially. The endorsements, testimonials, or descriptions of past performance are individual experiences, reflecting real-life experiences of customers or members, and are not representative of the results and performances of all customers and members.

Endorsements, testimonials, or descriptions of past performance appearing on the Site were received via text, audio, or video submission from customers or members. The endorsements, testimonials, or descriptions of past performance (text, audio, and/or video) are verbatim except for correction of grammatical or typing errors and editing for length. In other words, not the whole message received by the customer or member may be displayed, when it seemed lengthy or not all content seemed relevant to the general public. No endorsements, testimonials, or descriptions of customers or members that appear on the Site involved payment or compensation therefor.

Third-Party Websites

The Site, and other products and services of Wealth Builders Institute, may contain links to other websites or applications. The fact that we link to a website is not an endorsement, authorization, or representation of our affiliation with that third party. Wealth Builders Institute has not reviewed all of the sites linked to or from the Site, or other products and services of Wealth Builders Institute, and is not responsible for the content of any such linked website. We do not exercise control over third-party websites. Your use of links to other websites is at your own risk. We are not responsible for third-party sites linked from the Site, or other products and services of Wealth Builders Institute, nor do we make any representation or warranties, express or implied, with respect to any such website, any content of such websites, or any products or services offered by any such websites, including but not limited to, accuracy, completeness, reliability, suitability, non-infringement, merchantability, or fitness for a particular purpose.

Limitations of Liability

WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WEALTH BUILDERS INSTITUTE, AND ITS DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, AGENTS, AND AFFILIATES, SHALL NOT BE LIABLE TO YOU, UNDER ANY LEGAL OR EQUITABLE THEORY, FOR (A) ANY CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL, OR INDIRECT DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION LOST PROFITS, REVENUES, AND BUSINESS, ARISING OUT OF, UNDER, OR RELATING TO THESE TERMS AND CONDITIONS, YOUR USE OF THE SITE, OR OTHERWISE RELATED TO OR ARISING FROM THE PRODUCTS OR SERVICES OF WEALTH BUILDERS INSTITUTE, OR (B) ANY DAMAGES OF ANY KIND ARISING OUT OF, UNDER, OR RELATING TO THE SITE OR OTHERWISE RELATED TO OR ARISING FROM THE PRODUCTS OR SERVICES OF WEALTH BUILDERS INSTITUTE, IN EXCESS OF THREE TIMES THE MOST RECENT MONTHLY FEE PAID BY YOU IN CONNECTION WITH THE SITE, IF ANY, OR $250, WHICHEVER AMOUNT IS GREATER.

THIS LIMITATION OF LIABILITY SHALL APPLY REGARDLESS OF WHETHER THE LIMITED REMEDIES PROVIDED HEREIN FAIL OF THEIR ESSENTIAL PURPOSE AND SHALL NOT APPLY TO ANY DAMAGE TO YOU INTENTIONALLY CAUSED BY WEALTH BUILDERS INSTITUTE IN VIOLATION OF THESE TERMS AND CONDITIONS OR APPLICABLE LAW, OR AS OTHERWISE MANDATED BY APPLICABLE LAW THAT CANNOT BE DISCLAIMED BY THESE TERMS AND CONDITIONS.

Indemnification

You shall, and hereby agree to, indemnify and hold harmless, Wealth Builders Institute, and its officers, directors, shareholders, employees, agents, and affiliates, from any and all claims, losses, damages, liabilities, and any other costs and expenses (including attorneys’ fees), arising from or related to your (i) breach of a representation or warranty contained in these Terms and Conditions, (ii) breach of, or failure to comply with, any term contained in these Terms and Conditions, (iii) use of the Site or any products or services of Wealth Builders Institute, or (iv) use of, access to, or other activity engaged in, on, through, related to, or in connection with the Site.

Privacy and Personal Information

Wealth Builders Institute shall have the right to use and disclose any information provided by you through the Site, or other products or services of Wealth Builders Institute (including but not limited to information provided through e-mail) or made available through your use of the Site, for any lawful purpose, unless you indicate otherwise in accordance with the policies and procedures of Wealth Builders Institute. In no event shall you be entitled to any compensation for the use of any such information. Please see the Privacy Policy for further details.

Modifications

Wealth Builders Institute reserves the right to revise these Terms and Conditions at any time without notice. By using the Site, you agree to be bound by the then-current version of these Terms and Conditions, and your continued use of the Site reaffirms your agreement to the then-current Terms and Conditions. You agree to consult the Site regularly for up-to-date information about these Terms and Conditions and the Privacy Policy.

Wealth Builders Institute may make changes to the Site, and the other products and services of Wealth Builders Institute, at any time without notice. Wealth Builders Institute does not, however, make any commitment to update the Site, and the other products and services of Wealth Builders Institute.

Governing Law

Any claim under these Terms and Conditions or otherwise related to the Site or Wealth Builders Institute shall be governed by the laws of the State of Nevada without regard to its conflict of law provisions, and shall be exclusively resolved by a state or federal court located in Washoe County, Nevada. You agree to submit to the personal jurisdiction of the courts located within Washoe County, Nevada, or another location of Wealth Builders Institute’s choosing, for the purpose of litigating all such claims. Notwithstanding the above, you agree that Wealth Builders Institute shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction. Except as otherwise provided herein, you agree that any controversy or claim, whether at law or equity, arising out of or related to the provision of services or materials by Wealth Builders Institute, regardless of the date of accrual of such dispute, shall be resolved in its entirety by individual (not class-wide nor collective) binding arbitration.

The Site, and the other products and services of Wealth Builders Institute, are solely directed to and intended for individuals residing in the United States. Those who choose to access and use the Site, and the other products and services of Wealth Builders Institute, from other locations do so at their own risk, and are responsible for compliance with all laws, rules, and regulations applicable thereto. Wealth Builders Institute reserves the right to limit the availability of the Site, and any other products or services of Wealth Builders Institute, to any person, geographic area, or jurisdiction, in any manner and at any time, in its sole discretion.

Severability

If any provision of these Terms and Conditions is found by a court of competent jurisdiction or arbitrator to be illegal, void, or unenforceable, the unenforceable provision will be modified so as to render it enforceable and effective to the maximum extent possible to effect the intention of the provision; and if a court or arbitrator finds the modified provision invalid, illegal, void, or unenforceable, the validity, legality, and enforceability of the remaining provisions of these Terms and Conditions will not be affected in any way.

Entire Agreement

You agree that these Terms and Conditions constitute the entire, complete, and exclusive agreement between you and us regarding the Site and the products and services of Wealth Builders Institute and supersede all prior agreements and understandings, whether written or oral, or whether established by custom, practice, policy, or precedent, with respect to the subject matter of these Terms and Conditions. The provisions of these Terms and Conditions shall survive any termination thereof indefinitely.

Waivers

Our failure to act with respect to a breach of these Terms and Conditions by you or others does not waive our right to act with respect to that breach or subsequent similar or other breaches.

Questions?

Questions about these Terms and Conditions should be addressed to [email protected]. Questions about billing should be addressed to [email protected].

IF YOU DO NOT AGREE WITH ANY TERM OR PROVISION OF THESE TERMS AND CONDITIONS, PLEASE EXIT THE SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE PRODUCTS OR INFORMATION PROVIDED THEREBY SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THESE TERMS AND CONDITIONS.